Your Business Financial Health Deserves Honest Analysis

We dig into the numbers that actually matter. No fancy promises, just clear insights about where your business stands and practical paths forward.

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Real Financial Pictures, Not Pretty Stories

Most businesses get financial reports that look impressive but don't actually help with decisions. We focus on the metrics that show whether you're building something sustainable or just keeping busy.

24 Core Ratios
7 Risk Areas
3 Month Outlook

Working with Queensland businesses since 2019, we've seen plenty of companies that looked profitable on paper but couldn't weather a slow month. Our analysis shows you both sides - what's working and what needs attention.

Financial analysis process showing data evaluation and business planning

The Tools That Actually Move The Needle

We built these specifically for Australian small business. Each one addresses something we kept seeing in client after client.

Cash Flow Reality Check

Shows exactly when money comes in versus when it goes out. Most businesses guess at this, but the timing makes all the difference between smooth sailing and scrambling for payments.

Debt Stress Testing

What happens if sales drop 20% next month? We run your current debt load against different scenarios so you know your actual buffer, not just your theoretical one.

Expense Efficiency Map

Which costs drive revenue and which ones just drive costs up? This breaks down where every dollar goes and whether it's earning its keep or just hanging around.

Growth Capacity Calculator

Before you hire that next person or sign a bigger lease, see if your systems can handle it. Growth that outpaces capacity kills more businesses than slow periods do.

Market Position Tracker

How do your margins compare to others in your industry? Are you competing on price when you could be competing on value? Sometimes small positioning changes make huge differences.

Emergency Fund Calculator

Six months of expenses sounds nice, but what do you actually need? Based on your specific business model and customer patterns, not generic advice from business magazines.

Cassandra Fairchild, Senior Financial Analyst at larenopixev
Cassandra Fairchild
Senior Financial Analyst
CPA, 12 years small business focus
Former bank lending specialist

Experience That Actually Applies To Your Situation

Cassandra spent eight years reviewing loan applications at regional banks before joining us in 2020. She's seen what makes lenders nervous and what makes them confident. More importantly, she's worked with over 200 small businesses in north Queensland.

  • Start with your actual business model, not textbook examples
  • Look at industry-specific risks that generic analysis misses
  • Focus on metrics that matter for businesses your size
  • Provide recommendations you can actually implement
  • Explain everything in plain language, not accounting jargon

Her approach comes from seeing too many good businesses fail because they didn't understand their numbers, and too many mediocre businesses succeed because they did. The difference usually isn't the business idea - it's knowing what to watch and when to make changes.

Recent Client Example

Local retail business was showing steady revenue growth but the owner felt constantly stressed about money. Analysis revealed they were growing faster than their systems could handle.

18% Revenue Growth
-12% Profit Margin
6 wks Cash Buffer

We helped them slow their expansion timeline and improve systems first. Six months later, they're growing at a sustainable pace with much better margins and a proper cash buffer.

Two Ways To Get The Analysis You Need

Whether you want to understand everything yourself or just need the answers, we've got options that work.

Complete Analysis Package

We handle everything. You send us your financials, we dig into the details, and you get a comprehensive report with specific recommendations.

  • Full financial stability assessment
  • Industry benchmarking analysis
  • Risk identification and mitigation strategies
  • 90-minute results consultation
  • Written action plan with timelines
  • Follow-up check-in after 60 days

Guided Learning Approach

Learn to do the analysis yourself. We teach you which ratios matter for your type of business and how to track them ongoing.

  • Three 2-hour training sessions
  • Custom analysis templates for your business
  • Monthly metrics dashboard setup
  • Quarterly review sessions for first year
  • Email support between sessions
  • Take-home reference guides